An ESG strategy with 6 priorities

ENVIRONMENT : SUSTAINABLE COMPANY

  • Electric mobility
  • Green energy solutions

SOCIAL: CARING COMPANY

  • Customer Care
  • Employee Care

GOVERNANCE : RESPONSIBLE COMPANY

  • Ethics and responsibility
  • Transparency
Financial reports
April 09th, 2025

2024 Annual Financial Report (RCI Banque)

pdf format - 5.72 MB
April 11th, 2025

Sustainability on the horizon – ESG Strategy – Mobilize Financial Services

pdf format - 368.99 KB

EXTRA-FINANCIAL RATING

In December 2024, RCI Banque was assessed by Morningstar Sustainalytics for the third year in a row. This assessment measures a company's exposure to industry-specific material ESG risks and how well this company is managing those risks. Our assessment indicates that RCI Banque’s ESG Risk rating is Negligible and the management of ESG Material Risk is considered Strong. 

In 2025, RCI Banque was recognized by Morningstar Sustainalytics as an ESG Industry and Regional Top Rated company, for the second year in a row.

Last assessment: December 20, 2024

more about our ESG rating

ENVIRONMENT: SUSTAINABLE COMPANY

Mobilize Financial Services aims to contribute to Renault Group’s objective on the environmental dimension: achieve net-zero emissions by 2040 in Europe, and by 2050 in the rest of the world, in line with the Paris Agreements. To achieve this, priority is being given to electric mobility and the financing of the electric mobility ecosystem with charging infrastructures and solutions.

Among its environmental objectives, Mobilize Financial Services intends in particular to reduce its financed greenhouse gas emissions by 42% by 2030 (as this accounts for the vast majority of emissions). Financed emissions refer to greenhouse gas emissions generated indirectly by the purchase or rental of vehicles. Our own emissions cover the emissions related to the company operations. 

Our action fields

Financed emissions :

  • Financing of electric and hybrid vehicles
  • Investment in charging infrastructures
  • Extension of vehicle’s lifecycle

Own emissions : 

  • Use of electric vehicle within the group
  • Energy consumption of the offices

SOCIAL: CARING COMPANY

The well-being and satisfaction of employees and customers are at the heart of the social pillar of our ESG strategy. That is why Mobilize Financial Services is committed to providing a fulfilling and inclusive work environment that fosters the commitment, creativity and loyalty of its employees. Similarly, by developing a close and attentive relationship with its customers, we can better meet their expectations and offer them a quality experience.

Among its objectives for the social pillar, Mobilize Financial Services aims at reaching at least 40% of women in manager positions by 2030. 

Our action fields

  • Forr our employees: zero-discrimination programme, women in management, upskilling.
  • For our customers: follow up of customer and dealer satisfaction, CareMakers programme by Renaut Group

GOVERNANCE: RESPONSIBLE COMPANY

Good governance is essential to the success of a sustainable strategy. 

First, it is about long-term management, enabling the company to last and maintain good relations with society and its environment. Governance plays a key role in ensuring that sustainability is an integral part of everything Mobilize Financial Services does.

That is why Mobilize Financial Services undertakes action to ensure that its activities are not exploited by those with malicious intentions, and to Ensure consistent business ethics. Cybersecurity is among the priorities of this pillar of the ESG strategy. Establishing collaborations and relationships with responsible partners is also a priority in the ESG strategy.

The management of our ESG strategy is eventually guided by complete transparency regarding our sustainability performance, with a third-party ESG risk rating and non-financial reporting in compliance with the CSRD (see the dedicated section in the annual financial report 2024  – p.38). 

Our action fields

  • Ethics, anti-corruption, anti-money laundering and terrorist financing (lien vers page Ethique et conformité)
  • Personal Data Protection
  • Cybersecurity
  • Sustainable purchasing
Financial reports
April 09th, 2025

2024 Annual Financial Report (RCI Banque)

pdf format - 5.72 MB

GREEN BONDS

Find all the documents about the green bonds at the group RCI Banque SA, operating under the commercial brand Mobilize Financial Services.

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