Mobilize Financial Services opens deposit collection activity in Poland via Raisin platform

Renault Bank will offer saving products in the form of: 

• Sight deposits at a variable interest rate (currently 6,00% p.a.) offering the possibility to add or withdraw funds at any time
• Term deposits at fixed interest rate for maturities between 2 years and 5 years (rates currently between 5,55% p.a. and 5,70% p.a.)

All products and features are available fully online with zero paper offering customers easy and permanent access to their savings thanks to the latest digital banking technology.

Mobilize Financial Services was the first auto finance company to move into the deposit collection business in France with the Zesto account, and it now proposes this activity in 7 countries: France, Germany, Austria, the UK, Spain, in the Netherlands and in Poland via the raisin.nl platform.

”Opening our savings activity, thanks to the launch of Renault Bank in Poland, aligns with the goal of Mobilize Financial Services group to continue diversifying refinancing sources. It marks a significant milestone for the Polish subsidiary, enabling us to better meet the needs of our individual customers by providing a secure and effective way to save.

Our deposit products offer the assurance of safety, stability and competitive conditions that support our clients in achieving their long-term financial goals”, explains Grzegorz Ciborowski, CFO of Mobilize Financial Services Poland.

"We are thrilled to partner with Mobilize Financial Services to bring Renault Bank’s savings products to Polish customers through our platform. At Raisin, our mission is to provide consumers with easy access to competitive deposit products across Europe. This collaboration expands financial opportunities for Polish savers, offering them attractive interest rates and the convenience of a fully digital experience”, commented Michael Piatek, Country Head of Poland for Raisin.

Renault Bank is a savings offer developed by Mobilize Financial Services, a subsidiary of Renault Group, which creates innovative financial services to build sustainable mobility for all. Mobilize Financial Services, which began operations nearly 100 years ago, is the commercial brand of RCI Banque SA, a French bank specializing in automotive financing and services for customers and networks of Renault Group, and also for the brands Nissan and Mitsubishi in several countries.

With operations in 35 countries and more than 4,000 employees, Mobilize Financial Services financed more than 1,2 million contracts (new and used vehicles) in 2024 and sold 3,7 million services.  At the end of December 2024, average earning assets stood at 61 billion euros of financing and pre-tax earnings at 1 194 million euros. Since 2012, the Group has deployed a deposit-taking business in several countries. At the end of December 2024, net deposits amounted to 30,5 billion euros, or 50 % of the company's net assets.    

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global +140 trillion euro market. Raisin currently employs more than 700 people from over 65 countries worldwide. Today, the platform holds over 70 billion euros in assets from more than one million customers which have accrued over 2 billion euros in interest with their investments.